Omoney groups payment methods into cards, internet banking, local bank transfer, mobile money, real time payments, voucher, and wire
Cards: Payments made with debit or credit cards. Examples:
- Mastercard
- Visa
Internet Banking: Payments made via real-time or synchronous internet banking from the bank itself or via a 3rd party payment gateway. Payment receipt is confirmed immediately upon transfer. Examples:
- POLi (Australia & New Zealand)
- PSE Bank Transfer (Colombia)
- Online Banking (Philippines, Vietnam, Brazil)
- Bank Payments (Nigeria, Mexico)
- Instant EFT (South Africa)
Local Bank Transfer: Payments made via asynchronous or offline bank transfers. Omoney would need to verify the payment made before confirming the payment.
Mobile Money: Payments made via a mobile app or mobile provider. Examples:
- Dana (Indonesia)
- OVO (Indonesia)
- LinkAja (Indonesia)
- MPesa (Kenya, Tanzania)
- MTN (Ghana, Uganda)
- Vodafone (Ghana)
- Tigo (Tanzania)
- Airtel (Kenya, Uganda)
Real Time Payments: Payments made via real time payment systems. This typically doesn't need to be interfaced via a bank. Examples:
- Paynow QR (Singapore)
- PromptPay QR (Thailand)
- PayID (Australia)
- Sofort (Europe)
- PIX QR (Brazil)
Voucher: Payments made asynchronously where a buyer takes note of a voucher number and makes payment through a terminal. This terminal can be a partnered retail cashier, ATM, online redirected URL, etc. Examples:
- Boleto Bancário (Brazil)
- Cash Payments (Brazil)
- Fawry (Egypt)
Wire: Payments made via wire transfer. Examples:
- SWIFT
For an exhaustive list of payment methods in your targeted countries, please refer to our list of countries & payment methods here.